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DIVIDENDS |
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Effective 12/31/08 |
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Natural Person Accounts |
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Rate 1.25% |
APY 1.26% |
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Association Accounts |
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Rate 0.45% |
APY 0.45% |
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Checking Accounts |
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Rate 0.00% |
APY 0.00% |
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Effective 12/22/08 |
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Term Share Accounts (CD's) |
6 Month |
Rate 2.00% |
APY 2.02% |
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1 Year |
Rate 2.60% |
APY 2.63% |
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2 Years |
Rate 3.00% |
APY 3.04% |
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3 Years |
Rate 3.75% |
APY 3.82% |
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Effective 12/1 to 12/31/08 |
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Money Market Accounts |
Silver (minimum $10,000) |
Rate 1.50% |
APY 1.51% |
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Gold (minimum $25,000) |
Rate 1.85% |
APY 1.87% |
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Platinum (min. $50,000) |
Rate 2.35% |
APY 2.38% |
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~APY =
Annual Percentage Yield
~The minimum balance for a term share
certificate is $2500.00
~The early withdrawal penalty for a 6 or 12 month Term share
certificate is 90 days interest.
~The early withdrawal penalty for a 2 year or 3 year term share
certificate is 180 days interest.
~Any fee imposed on an account will reduce the effective dividend
rate.
~Money market rates are determined and paid on a monthly basis.
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